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Save and Invest

5 Ways To Easily Boost Your Gas Mileage Today

If you consider how much time we spend in our cars, it should be no wonder how impactful that time is on our pocketbooks.  In case you’re wondering, Americans spend 70 billion hours in a car each and every year. Umm, wow. That’s an incredible number. And, the more we can do to improve our […]

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Save and Invest

7 Ways to Save on Back to School Shopping in 2019

In 2019, Americans are expected to break records with Back to School spending – that is according to a study by the National Retail Foundation. “Families with children in elementary school through high school plan to spend an average of $696.70. That’s up from $684.79 last year,” the study found. Those families with college-aged kids […]

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Get Out Of Debt Save and Invest

Here Are 5 Things To Do Ahead the Next Recession

There’s no question that the last several years have ushered in amazing gains in real estate and the stock market. People are making money hand over fist. That part’s great. But, there’s also no question that it won’t last forever. Google S & P 500 graph and you’ll get a pretty picture (literally): Since 2016, […]

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Save and Invest

5 clever ways to save cash with virtually no extra effort

Over the years of studying personal finance, I am more convinced than effort that saving money is an art as much as it is a science. But, I am consistently amazed at the ways people find to spend (aka: waste) their hard-earned dollars on a daily basis.  Whether it’s spending $1.50 on a 20 oz. […]

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Build Wealth

To Build Wealth, Remember These Four Keys

Building wealth takes a lot of time. High incomes definitely help speed up the process, but believe it or not, we don’t all need to earn big money to build serious wealth. To build wealth, it takes discipline and determination. It’s more of a thought process – or mind game, than anything else. And, wealth […]

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Get Out Of Debt

These two reasons are why your debts might be good

Debts are big business in the first world – especially the United States, and they bury too many Americans underneath mountains of stress that are tough to escape from. The NASDAQ says that debt is enslaving the American people. Some frightening numbers, from nerdwallet.com: U.S. Consumer Debt By Household Total debt owed Credit cards $15,675 $729 billion […]

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Build Wealth

Make $100 Feel Like a Lot More, The Easy Way

If the numbers are any guide, most of us spend like it’s going out of style. Food. Clothes. Shoes. And why not? When you’re driving around in a new $42,000 Cadillac CTS, what’s $100? A pittance is what it is. A mere pittance to a person of your means. You’re bringing home the bacon. Makin’ […]