7 Ways to Save on Back to School Shopping in 2019

In 2019, Americans are expected to break records with Back to School spending – that is according to a study by the National Retail Foundation. “Families with children in elementary school through high school plan to spend an average of…

Here Are 5 Things To Do Ahead the Next Recession

There’s no question that the last several years have ushered in amazing gains in real estate and the stock market. People are making money hand over fist. That part’s great. But, there’s also no question that it won’t last forever.…

5 clever ways to save cash with virtually no extra effort

Over the years of studying personal finance, I am more convinced than effort that saving money is an art as much as it is a science. But, I am consistently amazed at the ways people find to spend (aka: waste)…

These two reasons are why your debts might be good

Debts are big business in the first world – especially the United States, and they bury too many Americans underneath mountains of stress that are tough to escape from. The NASDAQ says that debt is enslaving the American people. Some frightening…