The Dollar
If you consider how much time we spend in our cars, it should be no wonder how impactful that time is on our pocketbooks. In case you’re wondering, Americans spend 70 billion hours in a car each and every year. Umm, wow. That’s an incredible number. And, the more we can do to improve our […]
Are you looking for some quick cash? Who wouldn’t like a little more wiggle room in their budget? A lot has been written about subscription boxes, morning lattes, and ditching cable to save money. However, cable bills and coffee shops are not where most Americans waste the majority of their money. The biggest budget-busting bullies […]
In 2019, Americans are expected to break records with Back to School spending – that is according to a study by the National Retail Foundation. “Families with children in elementary school through high school plan to spend an average of $696.70. That’s up from $684.79 last year,” the study found. Those families with college-aged kids […]
There’s no question that the last several years have ushered in amazing gains in real estate and the stock market. People are making money hand over fist. That part’s great. But, there’s also no question that it won’t last forever. Google S & P 500 graph and you’ll get a pretty picture (literally): Since 2016, […]
Practically everyone is familiar with the role of a Chief Executive Officer (CEO). Most companies will have someone in charge to help manage the organization, and that’s typically the CEO. A CEO is a generalist type of role. This means they’re involved in all aspects of an organization but leave the expertise or detail […]
Over the years of studying personal finance, I am more convinced than effort that saving money is an art as much as it is a science. But, I am consistently amazed at the ways people find to spend (aka: waste) their hard-earned dollars on a daily basis. Whether it’s spending $1.50 on a 20 oz. […]
Building wealth takes a lot of time. High incomes definitely help speed up the process, but believe it or not, we don’t all need to earn big money to build serious wealth. To build wealth, it takes discipline and determination. It’s more of a thought process – or mind game, than anything else. And, wealth […]
Are worried that your stocks may be doomed without your knowledge? Believe it or not, there might be warning signs that it’s about to happen. A lot of people think that the drop of a company’s stocks is always a random occurrence that can’t be detected early enough – but the truth is, that’s not […]
Choosing to invest in index funds is one of the easiest (and best) decisions you can make as an investor. Picking the best index fund is only slightly harder. There are a few things to look for when picking an index fund. Unfortunately, they are not all created equal, and some are better choices than others. In […]
When it comes to building wealth, saving money alone isn’t the answer. While saving cash is definitely smart, plopping money in a savings or checking account does not build wealth. What builds wealth? First, not getting into debt. Compound interest through investing. Through the power of investing in appreciating assets (like stocks or real estate), […]